As we grow older and start a family, we realize how our family depends on us.  With Life/Mortgage

insurance you can:

• Protect your Loved Ones – Provide your family with financial support after you are gone. This is especially important for parents of young children or adults who would find it difficult to maintain their standard of living if they no longer had access to the income provide.  If you continue to pay your premiums, the insurance will provide a one-time, tax-free payment when you die to whomever you choose.
• Leave an Inheritance – This is a great way to ensure your children have a solid financial future and provide for any financial needs that may happen
• Pay off Debts and Other Expenses – Your family will need insurance to cover any outstanding debts, such as mortgage, credit cards and car loans. You need to remember funeral and burial costs can run in the tens of thousands of dollars and you do not want your family burdened with this expense.
• Provide Peace of Mind – Having life insurance coverage will bring you and your family peace of mind. Having Life/Mortgage insurance will ensure that your family will not have to pay off endure financial hardship after you have passed.

There are different types of life insurance which we can assist you with to find the type that is best for your needs and goals:

Term insurance

• Temporary coverage
• Lower cost
• Fixed payments
• Option to convert to permanent

Permanent insurance

• Lifetime coverage
• Higher cost
• Flexible payments
• Opportunity to build cash value

Contact us for more information or to receive our Life Insurance Needs Analysis